Get Ahead of the Game with The Mortgage Group
Pre-approvals/
Pre-qualification Process
If you're planning to purchase your dream home in the near future, it's important to get a head start on the process. We can help you do just that with our pre-approval or pre-qualification process.
We'll guide you through the application process, collect your documents and confirm how much you can qualify for. This will give you an idea of your budget and help you narrow down your search for a home. Additionally, it will give you an upper hand when making an offer on a house as sellers are more likely to accept your offer knowing that you are already pre-approved or pre-qualified.
Don't wait until the last minute to start the mortgage process. Get a head start with the pre-approval/pre-qualification process.
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Ease into Homeownership First-Time Home Buyer Support and RRSP Contributions
Buying your first home can be a daunting task, but it doesn't have to be. We understand the challenges that first-time home buyers face and are here to offer excellent advice and guidance.
We are well-versed in the important rebates available for first-time home buyers such as the First-Time Home Buyers Program, and will guide you through the entire process from start to finish. We also help you make the most out of your RRSP contributions towards your down payment through the First-Time Home Buyer's Policy. Our team will assist you in understanding the rules and regulations and guide you through the process of withdrawing funds from your RRSPs.
We work closely with your realtors and lawyers to make the process as easy and stress-free as possible. Don't let the challenges of buying your first home hold you back. Choose us for the support and guidance you need to make the transition to homeownership with the help of your RRSP contributions.
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Supporting Our Service Members
We understand the unique challenges and needs of our Canadian Armed Forces members. That's why we're proud to offer our Military Specialist Program, designed to provide personalized service and expert guidance to those who serve.
Our team has a deep understanding of the Canadian Armed Forces Relocation Directive and can offer valuable insight and advice on everything from porting your mortgage default insurance to restarting your mortgage with a new term. We also help you make the most out of your entitlement from Brookfield and assist with completing the necessary forms.
We know that being posted is a regular part of your career, that's why we have access to realtors, lawyers, appraisers, and lenders throughout the country that cater to your unique needs.
Unlock the Potential of Your Home's Equity with Refinancing, 2nd Mortgages, and HELOCs
Your home's equity is a valuable asset that can be used to achieve your financial goals. We specialize in helping homeowners unlock the potential of their equity through refinancing, 2nd mortgages, and HELOCs.
Whether you're looking to buy an investment property, convert your existing property into an investment to purchase a new primary residence, use your home's equity to pay off debt, or top up your mortgage, our team of experts will work with you to make the best decision for your circumstances and match you with the right lender.
We understand that every homeowner's situation is unique and we take the time to understand your needs and goals to find the solution that works best for you. With our help, you can make the most of your home's equity and secure your financial future.
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Don't Miss Out on Better Rates – Trust Us With Your Renewal Needs
Are you approaching the end of your mortgage term and preparing to renew? Don't make the mistake of sticking with your current lender without exploring your options. We specialize in helping homeowners find the best rates and terms for their renewal needs.
We understand that your home is likely the largest investment of your life, which is why we believe it's worth taking the time to explore all of your options. Our team of experts will work with you to find the best rates and terms available from a variety of lenders.
With our help, you can rest assured that you're getting the best deal possible for your mortgage renewal. We take the hassle out of the process and will take care of everything for you, all you have to do is give us a call when you're 6 months away from term expiration and we will guide you through the rest!
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Bring Your Dream Home to Life - Your Trusted Partner in New Construction Financing
Building your dream home should be an enjoyable experience, we are here to take the stress out of financing. We are the experts in new construction financing, and we will work with you every step of the way to ensure you get the perfect financing solution for your needs. From start to finish, we will be there to guide and support you through the process. Trust us to make your dream home a reality.
Whether you're building your dream home to live in or to sell for a profit, we have the perfect financing options for you. Our Completion Mortgages are perfect for those who plan to live in the property, and our Draw Mortgages are ideal for builders who will be selling the property after completion.
Our team will work with you to understand your unique needs and goals, and will help you find the best financing options available. We'll also provide ongoing support and guidance throughout the building process, so you can focus on creating your perfect home.
Secure Your Future in Canada - New to Canada Home Financing Program
Moving to a new country can be challenging, but buying a home doesn't have to be. We understand the unique challenges that new Canadians face when it comes to financing a home. Our team are dedicated to helping you navigate the mortgage process, even if you don't meet traditional lending criteria.
If you have been living in Canada for less than 2 years, we can work with you to find a solution that fits your needs. We have access to a wide range of lenders who specialize in helping new Canadians get into their first home. With our help, you can stop paying for someone else's mortgage and start building equity in your own home.
Don't let the challenges of being new to Canada hold you back from homeownership. Choose us for support and guidance you need to make your dream of homeownership a reality.
Get Approved for the Mortgage You Need using the Stated Income Program
Are you self-employed and struggling to get approved for a mortgage? Traditional lending criteria can be tough to meet when your income is hard to verify. We have a solution.
Our Stated Income Program is designed to help self-employed individuals like you get approved for the mortgage they need. With minimal verification options, we can help you secure the financing you need to purchase your dream home or invest in property.
Transform Your Home
with Purchase Plus Improvements
You've found the perfect home, but it may need some extra work to make it truly your own.
Our team will evaluate the improvements you want to make, and add the cost of those improvements into your mortgage. This means you can make the changes you need to make your home truly yours, without having to worry about additional costs or loans.
Whether you're looking to renovate your kitchen, finish your basement, or add a deck, our Purchase Plus Improvements program can help. With competitive rates and a streamlined process, you can get the home of your dreams without any added stress.
Unlock the Power of Cash Back Mortgages
Are you looking to pay down debt or make upgrades to your new home? Our cash back mortgage program can help. We understand that buying a home can come with unexpected expenses. That's why we offer cash back mortgages, allowing you to receive up to 10% of the purchase price of your home. This extra cash can be used for debt consolidation, home renovations, or any other expenses you may have.
Reverse Mortgage
If you’re 55 or older and would like to use some of the equity in your home to supplement your income, fund your child’s University degree, or go on a much-needed vacation, you are able to access up to 55% of your homes value and make zero principal/interest payments until your home is sold.
Escape to Your Own Private Retreat with Second Home Financing
Are you dreaming of owning a second home on the lake or in the mountains? We understand the appeal of having a place to escape to and make memories with family and friends. And with our Second Home Financing options, we can make it a reality for you.
Our team will work with you to find the perfect financing solution for your second home. Whether you're looking to generate rental income or simply have a permanent vacation spot, we will show you the options and compare numbers to ensure you get the best deal.
Maximize Your Income and Tax Benefits with Investment Properties Financing
Are you looking to expand your rental portfolio and increase your passive income? Our residential lending solutions allow you to finance over 10 rental properties, making it easy and convenient to grow your real estate portfolio.
We'll also provide guidance on tax benefits, net worth, and other financial considerations to help you make the most out of your investment properties.
Get the Financing You Need with Private Mortgages
Are you having trouble getting approved for a traditional mortgage loan? We understand that not everyone fits into the mold of traditional lending criteria. Private Mortgages are designed to help those in need of financing who may not qualify for traditional loans.
We offer a large network of private lenders who are willing to advance the funds you need without the need for traditional verification. This means that even if you have bad credit, are self-employed, or have other unique circumstances, we can still help you get the financing you need.
Save Money and Protect Your Home and Auto with Surex Insurance
When it comes to protecting your home and vehicle, you want to make sure you have the best coverage at the most affordable price. That's why we are partnered with Surex Insurance, a leading insurance brokerage that works with 10 of the top home and auto insurance companies in Canada.
With Surex, you'll have access to competitive rates and bundling bonuses when you bundle your home and auto insurance together.
Don't waste time and money shopping around for insurance separately. Choose Surex for a seamless, cost-effective solution for protecting your home and vehicle.
Drive Your Way to a Mortgage: Consolidate Your Vehicle Loans with KDK Financial
Don't let high vehicle payments hold you back from qualifying for a mortgage. We offer a range of vehicle financing solutions through our partnership with KDK Financial. With their expertise and access to a network of specialized lenders, we can help you consolidate your vehicle loans, increase your amortization period, reduce your payments, and even refinance your vehicle to use towards the down payment! Contact us today to learn more.
Secure Your Future with TMG Assure - Exclusive Term Life Insurance for Mortgage Holders
Get the best coverage for your needs with TMG Assure, exclusively offered through Canada Life Insurance Company. With over 170 years of experience, Canada Life is a trusted and reputable provider of term life insurance in Canada. They offer a wide range of options for individuals, families, and businesses, as well as flexible coverage options and competitive rates. With an "A" rating from A.M. Best, you can trust that Canada Life is a financially strong company that will be there for you when you need it most. Plus, with TMG Assure, you can take your coverage with you as you shop for the best mortgage rates, without having to cancel and reapply at a higher age and premium. Plus, TMG Assure also includes Disability and Critical Illness protection for added peace of mind.
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TMG The Mortgage Group
Dayne and Tracie
890 10201 Southport Road SW ,
Calgary, AB
T2W4X9